EOBI Pension Increase
The EOBI Pension Increase 2026 is a major relief for millions of retired workers in Pakistan. Approved by the Federal Cabinet, this increase addresses rising inflation and living costs. From January 2026, pension amounts have been revised upward, while arrears will be paid later in the year. This guide explains new rates, calculation methods, payment schedules, and how pensioners can check their updated pension status easily.
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| Category | Details |
|---|---|
| Pension Authority | Employees’ Old-Age Benefits Institution (EOBI) |
| Increase Approved | January 2026 |
| Increase Rate | 15% (Formula-Based Pension) |
| Minimum Pension | Rs. 11,500 per month |
| Old Minimum Pension | Rs. 10,000 |
| Effective Date | January 1, 2026 |
| Arrears Payment | September 2026 |
| Official Source | EOBI Official Website |
Latest EOBI Pension Rates for 2026
The government has revised both minimum and formula-based pensions to ensure fair support for retirees.
- Minimum Monthly Pension
- Increased from Rs. 10,000 to Rs. 11,500
- Formula-Based Pension
- Existing pension + 15% increase
- Maximum Potential Pension
- Can now exceed Rs. 30,000 per month
These changes are among the most significant EOBI improvements in recent years, according to information compiled from the official EOBI website and top Google sources.
How EOBI Pension Is Calculated (Simple Formula)
Your pension depends on your salary and years of service. EOBI uses a transparent calculation method.
Pension Calculation Formula:
Monthly Pension = (Average Monthly Wage of Last 12 Months × Total Years of Service) ÷ 50
Example Calculation
- Average Monthly Wage: Rs. 50,000
- Years of Service: 30
- Pension Before Increase:
- (50,000 × 30) ÷ 50 = Rs. 30,000
- Pension After 15% Increase (2026):
- Rs. 34,500 per month
This shows how long-serving employees benefit the most from the new increase.
Payment Schedule & Arrears Details for 2026
Although the increase is effective from January 1, 2026, payments follow a phased schedule.
- Old Minimum Pension: Rs. 10,000
- New Minimum Pension: Rs. 11,500
- Monthly Difference: Rs. 1,500
When Will Arrears Be Paid?
Pensioners will receive:
- Their regular monthly pension
- Plus arrears from January to August 2026
All arrears will be cleared in September 2026, ensuring no loss of entitlement.
How to Check Your EOBI Pension Amount Online
EOBI offers multiple official channels to verify pension details securely.
- EOBI Web Portal
- Visit the official site: https://www.eobi.gov.pk
- Enter your 13-digit CNIC to view pension and contribution history.
- EOBI Mobile App
- Check pension status and insured person record.
- Bank Alfalah / Alfa App
- Most pensions are credited here with full transaction history.
These methods are verified through official sources and widely referenced platforms.
Important Reminder for EOBI Pensioners
To ensure uninterrupted payments, pensioners must complete biometric verification regularly.
- Update Proof of Life every six months.
- Visit your pension-paying bank branch.
- Carry your original CNIC.
Failure to complete biometric verification may temporarily block pension payments.
EOBI Helpline & Contact Information
For complaints, verification issues, or pension queries, contact EOBI directly:
- EOBI Helpline: 021-99215076
- Email: info@eobi.gov.pk
- Office Hours: Monday to Friday, 9:00 AM – 5:00 PM
- Head Office: Karachi (Regional offices available nationwide)
Always rely on official contact channels to avoid misinformation.
Conclusion
The EOBI Pension Increase 2026 is a much-needed step to protect retirees against inflation. With the minimum pension raised to Rs. 11,500 and a 15% boost in formula-based pensions, many pensioners will now receive over Rs. 30,000 per month. The added benefit of arrears payable from January 2026 further strengthens financial security. Pensioners are advised to check their updated pension details through official channels and complete biometric verification on time.
FAQs – EOBI Pension Increase 2026
Is the EOBI pension increase effective from January 2026?
Yes, the revised pension rates are effective from January 1, 2026.
When will EOBI arrears be paid?
Arrears will be paid in September 2026 along with the regular monthly pension.
What is the new minimum EOBI pension in 2026?
The new minimum pension is Rs. 11,500 per month.
How can I check my EOBI pension online?
You can check it via the official EOBI website, EOBI mobile app, or your Bank Alfalah account.