PMT Score for Apni Chat Apna Ghar
Your dream of owning a home in 2026 can become a reality if your PMT score is 40 or below. The Government of Pakistan’s Apni Chat Apna Ghar Scheme is offering subsidized housing to low and middle-income families. Checking your PMT score is the first step toward eligibility. This guide explains how to check your score online or via SMS, what documents are required, and how to complete your housing application smoothly.
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| Step | Description |
|---|---|
| 1 | Check your PMT score online using your CNIC at the official portal |
| 2 | Send your CNIC via SMS to 8171 for instant score verification |
| 3 | Confirm eligibility: Score must be 40 or below |
| 4 | Gather required documents including CNIC and utility bills |
| 5 | Register on the official housing portal |
| 6 | Fill the application form accurately with family details |
| 7 | Upload scanned documents for verification |
| 8 | Submit application and save your reference number |
What is the PMT Score for Apni Chat Apna Ghar Scheme?
The PMT score (Proxy Means Test) determines the financial and social eligibility of households for the housing scheme.
PMT Score Range and Eligibility:
- 0 – 20: Highly eligible & prioritized
- 21 – 40: Eligible
- Above 40: Currently not eligible
Families already registered with BISP or Ehsaas programs get priority.
How to Check Your PMT Score Online
- Official Portal: Visit the official BISP 8171 portal: https://8171.bisp.gov.pk
- Enter CNIC: Type your 13-digit CNIC without dashes
- Solve Captcha: Enter the security code
- Click Submit: Press “Submit” or “Check Status”
- View Score: Your PMT score and eligibility will appear instantly
Information comes from the official BISP portal and top Google sources.
How to Check PMT Score via SMS
- Open your mobile messaging app
- Type your 13-digit CNIC number
- Send it to 8171
- Receive an instant auto-reply with your score and status
Eligibility for Apni Chat Apna Ghar Scheme
To qualify, applicants must:
- Be Pakistani citizens with a valid CNIC
- Have a PMT score of 40 or below
- Not own a house or residential plot in a major city
- Belong to low to middle-income households
- Not have received federal housing subsidies before
Required Documents for Online Registration
- Applicant’s CNIC (front and back)
- Spouse’s CNIC (if married)
- Recent utility bills (electricity or gas)
- Family Registration Certificate (FRC)
- Income certificate issued by relevant authority
- BISP/Ehsaas proof (if applicable)
Step-by-Step Online Registration
- Visit the official housing portal
- Create an account using your CNIC and registered mobile number
- Fill the application form with personal, family, and income details
- Upload scanned copies of required documents
- Review and submit the application
- Save the application reference number for future tracking
What Happens After Application Submission
- Document Scrutiny: Officials verify all submitted documents
- PMT Score Cross-Check: Your score is confirmed against BISP database
- Shortlisting: Lower score applicants are prioritized
- Ballot/Allotment: Computerized ballot may occur in high-demand areas
- Approval & Next Steps: You will receive notification via SMS or portal
Helpline & Contact
For assistance, contact:
- BISP Helpline: 0800-26477 (for payment and eligibility queries)
- Official Portal: https://8171.bisp.gov.pk
- Local BISP Office: Visit your tehsil or district office for verification
Conclusion
Checking your PMT score for Apni Chat Apna Ghar Scheme 2026 is the first step toward homeownership. Use your CNIC on the official portal or SMS service. If your score is 40 or below, complete your registration with accurate documents to secure your subsidized home. Keep updated through official channels and regularly check your application status to ensure eligibility.
FAQs
Can I check my PMT score without internet?
Yes, by sending your CNIC to 8171 via SMS or visiting your local BISP office.
What if my PMT score is above 40?
You are currently not eligible, but you can re-check after 6 months or request a re-survey.
Which documents are mandatory for registration?
Applicant’s CNIC, spouse CNIC, utility bills, FRC, income certificate, and BISP/Ehsaas proof if applicable.
Is BISP SMS verification secure?
Yes, always use the official 8171 shortcode and portal to avoid fraud.