Breaking: Kisan Card Reactivation Process 2026: Pay Your Dues Before February 15 to Avoid Suspension

Kisan Card Reactivation

The Kisan Card Reactivation Process 2026 is a critical update for Punjab’s farmers who rely on interest-free agricultural loans. Over 500,000 farmers benefit from this program, but outstanding dues from the previous crop cycle must be cleared by February 15, 2026, to keep cards active. Timely repayment ensures eligibility for high-value subsidies, the Green Tractor Scheme Phase 3, and crop insurance, while late payments may result in penalties or temporary suspension from provincial agricultural initiatives.

Read Also: Aghosh Program 2026

FeatureDetails
Program NameKisan Card Reactivation Process 2026
Total Beneficiaries500,000+ farmers
Loan LimitUp to Rs.150,000 for 5 acres
Interest-Free Period6 months
PenaltyRs.1 per 1,000 per day after due date
Deadline for DuesFebruary 15, 2026
Eligible BanksBank of Punjab (BOP)
Key Schemes LinkedGreen Tractor Scheme Phase 3, Wheat Support Package, Solar Tubewells

Why Reactivation Is Necessary

Farmers must understand that the Kisan Card works on a revolving credit system. For the card to be reactivated, previous loans must be fully repaid.

  1. Interest-free loans: Payments within six months avoid extra charges.
  1. Penalty for delay: Late payments incur a nominal daily fee.
  1. Blacklisting: Defaulting blocks farmers in PITB and PLRA databases.

  1. Future eligibility: Only active cards qualify for government agricultural initiatives.

This ensures sustainability and fair access for all farmers.

How to Pay Your Kisan Card Dues (Step-by-Step)

Farmers have multiple convenient repayment channels via the Bank of Punjab.

  1. BOP Branch Visit: Take your Kisan Card and CNIC to the nearest branch and pay your dues.
  2. ATM Payment: Insert your card, select “Bill Payment” or “Loan Repayment,” and deposit the required amount.
  3. DigiBOP App: Use the mobile app’s Kisan Card section for online payment.
  4. Registered Dealers: Certain districts allow payment through authorized input dealers’ POS machines.

Using official channels prevents fraud and ensures immediate record update.

Eligibility for 2026 Renewal

Once dues are cleared, farmers can access the 2026 season’s credit limit and related benefits.

  1. Updated land records: Ensure your property data is current in the PLRA system.
  1. Verified mobile number: Must be registered under your CNIC.
  1. Clean e-CIB record: No outstanding banking issues.

  1. Compliance: Meeting all requirements restores full card privileges.

Timely compliance ensures smooth participation in subsidy programs.

Benefits of Timely Repayment

Clearing dues before February 15, 2026, unlocks several advantages.

  1. Credit limit restoration: Full access to funds for seeds and fertilizers.
  1. Subsidy eligibility: Access to the Wheat Support Package and Solar Tubewells.
  1. Tractor scheme participation: Only active Kisan Card holders can enter Phase 3 balloting.

  1. Crop insurance: Continued coverage under the Takaful scheme for natural disasters.

Farmers gain financial flexibility and program access by staying current.

What to Do if Your Card is Already Blocked

If your Kisan Card is suspended due to unpaid dues, follow this procedure.

  1. Clear Principal: Pay the outstanding amount with any accumulated late fees.
  1. Biometric Verification: Visit the district Assistant Director (Extension) Agriculture office.
  1. SMS Confirmation: Wait for reactivation notification from 8070.

  1. Resume Benefits: Once active, farmers regain eligibility for all linked programs.

Following this path ensures cards are reactivated efficiently.

Helpline & Contact Information

Farmers needing assistance should use official channels only. Verified sources include the Bank of Punjab and Punjab Agriculture Department updates.

  1. Bank of Punjab customer service for payment queries.
  1. District Agriculture Extension offices for verification and document support.
  1. Official SMS from 8070 for reactivation updates.

  1. Punjab Agriculture Department website for latest announcements and deadlines.

Relying on official sources avoids scams and ensures accurate processing.

FAQs

What is the deadline to pay Kisan Card dues?

February 15, 2026, to avoid suspension and maintain eligibility for subsidies.

What happens if I miss the deadline?

Your card will be suspended, late fees apply, and you may be blacklisted from provincial programs.

How can I pay my Kisan Card dues?

Payments can be made at BOP branches, ATMs, DigiBOP app, or registered input dealers.

Who is eligible for the 2026 Kisan Card limit increase?

Farmers with cleared dues, updated land records, verified CNIC-linked mobile, and clean e-CIB records.

Conclusion

The Kisan Card Reactivation Process 2026 is vital for Punjab’s farmers to secure interest-free loans, access high-value subsidies, and participate in government schemes like the Green Tractor Program. Paying dues before February 15 ensures uninterrupted benefits, financial support, and eligibility for crop insurance. Following official channels for repayment and verification guarantees that your Kisan Card remains active, enabling continued contribution to Punjab’s agricultural growth and productivity.

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